Primary Share Savings: Ticket to membership

A Primary Share Savings Account is your ticket to Ohio HealthCare FCU. Not only is it a requirement of membership, it's a great thing to have! Savings is the bedrock of your financial security. And at Ohio HealthCare FCU, you get a competitive rate, with the security of knowing your savings are insured by NCUA up to $250,000 per person.

As a member, the first $5 of your Primary Savings Account holds your membership share, and along with it the right to vote in the democratic governance of the credit union. As long as you wish to remain a member, this $5 must remain in the account.

• Access your Ohio HealthCare FCU Savings via your ATM card, or manage it with CU@Home online banking
• Open your account with just $5.00
• Earn dividends on balances of $250.00 or more.
• Monthly service charge of $2.50 waived if you have Direct Deposit or an account balance above $250.
• Dividends are calculated on the Average Daily Balance and paid monthly.

Secondary Savings: Something special

A Secondary Savings Account is a great way to save up for something special. Maybe it's for a wedding, a down payment on a house, a special gift for someone...whatever you need, Secondary Savings is the place to save for it. There's no minimum balance, and you can have up to 99 Secondary Savings accounts under your primary account number.  Using direct deposit distributions from your paycheck or regular automatic transfers from your other accounts you can save painlessly and effortlessly!

• Earn dividends on balances of $250.00 or more.
• Customize the account name to organize your savings.
• Use direct deposit distributions to systematically add to your savings.
• Dividends are calculated on the Average Daily Balance and paid monthly.

Vacation Clubs: You deserve it!

Take the vacation you deserve! With an Ohio HealthCare FCU Vacation Club Account you save all year, so when vacation time rolls around your spending cash is there when you need it!

• Using direct deposit distributions , you can put part of each paycheck into your Vacation Club.
• Dividends are paid annually on balances above $250.00.
• You are able to make 2 withdrawals per year. Withdrawals over 2 in a calendar year are assessed a $10.00 fee.

Holiday Clubs: The stress is gone!

Don't fret this holiday season! With an Ohio HealthCare FCU Holiday Club Account you save all year, so the holidays can be pleasant and free of the stress that comes with finding the money for presents. New Holiday Club Accounts can be opened at any time during the year.

• Using direct deposit distributions, you can put part of each paycheck into your Holiday Club.
• Dividends are paid annually on balances above $250.00.
• In the event that a withdrawal is made from a Holiday Club prior to October 1 of each year, a $10.00 fee will be assessed, accrued dividends will be forfeited, and the Holiday Club account will be closed and cannot be reopened until after October 1.
• Dividends for the whole year are paid on September 30 and funds are transferred to your Primary Savings Account on October 1.