Your life is busy. So when you want to manage your money, you don't want to have to do it during business hours. You want to do it when YOU want!

At Ohio HealthCare FCU, we have a wide selection of advanced features to do just that: to help you manage your money on your terms, not ours.

CU@Home

Imagine having an Ohio HealthCare FCU branch right in your home. OK, maybe it's not such a great vision. But you don't have to imagine having many of the capabilities of an Ohio HealthCare FCU branch available to you, at home 24 hours a day, 7 days a week. You can have it, right now, through CU@Home, our Internet-based home banking service.

With CU@Home, any Internet-connected computer serves as your gateway to your money. With a few clicks of a mouse, you can:

• See your account balances
• View your account histories or download them into personal finance software
• Transfer funds between accounts under your own primary number or any account you have a relationship with
• Set up automatic transfers to occur between your accounts (NEW!)
• Apply for a loan, or check the status of an application
• Make loan payments to any Ohio HealthCare FCU loan
• Request a check withdrawal and a check will be mailed right to your home
• Obtain FREE digital images of your cancelled checks
• Account to Account Transfer - transfer money between your OHCFCU Checking account and an account with another financial institution (NEW!)
• Set up account alerts, such as low balance alerts, deposit alerts, or any other alert that would make your life easier (NEW!)
• DeposZip - online account depositing (NEW!)

CU@Home is easy to use, we promise. And since the security of your money is of paramount importance to us, we've made sure CU@Home is equipped with industrial-strength security.

Sign up for CU@Home

It's FREE! To register, click the CU@Home link under "Account Access". You will need your member number and password. You likely set your password when you opened your OHCFCU account. If not, please contact one of our member service representatives at 800-254-4791.

Mobile Banking (NEW!)

PayBills@Home

Paying your bills doesn't have to be a chore. Paying your bills doesn't have to include writing checks, stuffing envelopes and sticking stamps. Paying bills doesn't have to take hours hunched over your desk every month.

And with PayBills@Home, it won't.

PayBills@Home makes paying your bills quick, convenient and easy. You simply tell the system who to pay, how much to pay and when to pay it, and the money is automatically taken from your account and sent to the organization or individual you wish to pay.

PayBills@Home can be used to pay almost any company, organization or individual (taxes and court-ordered payments are not eligible, however). Many payments are made electronically....direct from your account to the payee. What happens if they don't accept electronic payments? No problem! They get an old-fashioned check...but you don't have to write it, stuff it, or mail it. PayBills@Home takes care of all that.

There's so much to like about PayBills@Home:

• It'sFREE!
• Enter payments anytime you want, and schedule them for when you want them to be paid.
• All you need is an OHCFCU checking account.
• Set up recurring payments for things like rent, mortgage, loan, insurance payments...enter them once, then every month they get paid automatically.
• Sign up for eBills, you'll receive an electronic bill from your payees and be notified as soon as it hits your PayBills@Home account. (NEW!)
• Set up payments to be made automatically once your eBill hits. (NEW!)
• Organize your bills into categories for easier money management. (NEW!)
• Take advantage of expedited payments if you need a payee to receive it immediately. (fee applies) (NEW!)

Sign up for PayBills@Home

To register, simply click on the PayBills@Home link once you are logged in to CU@Home.

eStatements - The Vault

Statements are a fact of life. We get them, we open them, we file them. It's been this way for about as long as there have been bank accounts. It sure would be nice if a better way came along.

A better way has come along, and it's called The Vault - our version of eStatements.

The Vault stores your statements so you don't have to. The Vault is safe, secure, and convenient, and it puts your statements at your fingertips whenever you need them.

Instead of processing, printing, stuffing and mailing thousands of statements every month, we simply send a file to The Vault, and you receive an email that your statements are ready. Then you simply logon to the secure website, and view your statements.

From there, it's up to you. You can print them for your records, or you can leave them in The Vault and retrieve them whenever you need. And since The Vault keeps up to 5 years of statements stored securely, you may not need to. Less paper, less hassle, fewer paper cuts. Sigining up is easy:

1. Open a secure eStatement account

• Click on the eStatements link under "Account Access"
• Follow the instructions for creating an account (your Account Number is your member number)
• After your account is created you will receive an email from the credit union

2. Complete your account confirmation

• Within 5 business days after setting up your account you will receive an email containing a confirmation link. You must click on the link to confirm your registration.

3. Enjoy a little less paperwork in your life!

• When you log in to your "Vault" account, your User ID is your member number
• The first time you log in to your "Vault" account, you will need to read and accept an electronic version of the agreement
• At the next statement period you will receive an email notification that your statement is ready for your review. Simply log in to your "Vault" account and select the statement period you wish to review
• You will receive an email notification for every new statement when it is ready for viewing

If you have any questions or need assistance getting started with any of our online services, please contact our Member Service department at msrstaff@ohcfcu.com or call 614-737-6030 or toll free at 1-866-254-4791.

Account to Account Transfer

We know you probably have accounts elsewhere, and we want to make it easy for you to transfer money to and from your OHCFCU checking account. Account to Account Transfer allows you to do just that...directly through CU@Home. Simply log in to your CU@Home account and click on the Account to Account Transfer link under the "Accounts" tab. Follow the Quick Start instructions, complete the verification process, and you are ready to go! Transfers into your credit union checking account are completely free. Transfers out of your credit union checking account will be assessed a 30 cent fee per transaction.